Receiving retirement benefits after working for more than 40 years could be one of the most thrilling occasions for millions of seniors who have waited years to claim their Social Security payments and finally enjoy their golden years.
Retirees and other beneficiaries may receive varied payment amounts depending on their age at the time they claimed their first check, but they will typically receive $1,914 per month.
According to the current Social Security payment schedule for this year, retirees will receive their first payment tomorrow, December 11th. It is vital to note that this payment will only be credited to recipients’ accounts if they were born between the first and tenth of May 1997 and claimed benefits after that date.
American retirees who will get a new Social Security check of $1,914 on average
After the Social Security Administration delivers the first Social Security check tomorrow, two further payments will be mailed: on December 11th for individuals born between the 11th and the 20th, and on December 24th for those born between the 21st and the 31st.
It is crucial to note that these payments are only for people who qualify for the retirement, survivors, and disability insurance (RSDI) program; those qualified for Supplemental Security Income (SSI) often receive their salaries on the first of the month.
However, this month is an exception, as SSI recipients will receive an additional payment on December 31st. This payment is being made since January 1st is a holiday; therefore, the SSA will move the payment date to the day before, namely Tuesday, December 31st.
This payment will include the new 2.5% cost of living adjustment (COLA), making SSI users the first to benefit from the new raise. After receiving this contribution, retirees, survivors, and disabled Americans will receive higher benefits beginning January 3rd. Given the 2.5% COLA hike, here is what all beneficiaries will receive next year:
| Retirees amounts (2025) | Survivor benefits (2025) | SSDI benefits (2025) | SSI benefits (2025) |
| On average: $1,948
Age 62: $2,778 Age 67: $3,918 Age 70: $4,995 |
On average: $1,543
Individual: $1,817 2 Children: $3,744 |
On average: $1,575
Blind recipients: $2,655 Maximum payment: $3,918 |
On average: $715
Individuals: $967 Couples: $1,450 Essential person: $484 |
What do retirees need to retire before reaching the full retirement age?
The United States allows persons to begin receiving Social Security income at the age of 62 through early retirement. Employees who have contributed to the system for years are at a crossroads. To be eligible for these benefits, one must meet several minimum conditions established by the federal government.
Workers who choose this option should be thoroughly aware of the standards they must meet to become eligible for early retirement as 2025 approaches. Aside from the minimum age, other factors influencing the amount of money that can be received include the number of years worked, contributions made, and other features of the Social Security system.
The minimum requirements for receiving Social Security payments at age 62 in 2025 remain mostly identical from previous years, while certain economic factors may have an impact on the amount paid.
To qualify for benefits, a worker must have worked for at least 40 quarters (10 years) and paid payroll taxes during that period. The amount of benefits relies on the worker’s previous earnings and contributions to the system.
The Social Security System calculates payouts based on the average of the highest incomes earned over the previous 35 years. If an employee chooses to retire before reaching the full retirement age of 66, their monthly benefits will be lower because they are calculated based on the amount they would have earned if they had waited until full age.