The year has not yet begun, but people who rely on SSDI payments from Social Security Disability Insurance (SSDI) funds are already anticipating the January payment dates to cover important expenses, particularly those associated with the Christmas holidays and the looming “January slide.
” The Social Security Administration (SSA) calendar, which normally staggers payments, already includes these dates. It will not be any different this time. The beneficiaries must be aware of these dates as well as the staggered plan for resource distribution, which is assigned depending on the day of birth.
Social Security confirmed the days when beneficiaries will receive their SSDI payment
These are the days on which SSDI payments will be received in January 2025. Please take heed and remember this:
- January 8 (the second Wednesday of the month): if your birthday is between the 1st and 10th.
- January 15 (third Wednesday): if you were born between the eleventh and twentieth
- January 22nd (fourth Wednesday): for those born between the 21st and 31st.
Remember that the SSA recommends waiting three business days before filing a claim if your payment does not arrive within the specified time frame, so keep an eye on your bank account to confirm your deposit, but also check with your bank to ensure that there is no problem on your end.
If so, your local Social Security office can provide you with additional information.
How much money will disabled people earn in the coming SSDI payment?
Disabled individuals who have made Social Security contributions and have a medical condition that prevents them from working may be eligible for SSDI benefits, as per current guidelines.
Beneficiaries should be aware that the January payments will contain a 2.5% rise from the cost of living adjustment (COLA), as reported by the Bureau of Labor Statistics on October 10th. According to Social Security data, disabled people will earn the following payment amounts:
| Disability benefits | Social Security checks | 2.5% COLA increase | Extra income |
| On average | $1,537 | $1,575 | $38 |
| Blind recipients | $2,590 | $2,655 | $65 |
| Maximum payment | $3,822 | $3,918 | $96 |
Why is the SSDI payment essential for millions of disabled Americans?
The SSDI payment is an important component of Social Security since it offers modest but necessary benefits to workers who are unable to support themselves due to severe and long-term medical impairments and is administered by the Social Security Administration.
In April 2024, almost 7.3 million people received Social Security disability benefits. Additionally, payments were paid to 86,000 wives and 1.1 million children under the age of 18.
SSDI benefits will total approximately $152 billion by 2023, with a share paid by the Social Security payroll tax. Employers and employees pay a 0.9% SSDI tax on earnings up to the Social Security taxable earnings maximum of $168,600 in 2024.
The SSDI trust fund, which is legally independent from the considerably larger Social Security retirement fund, manages the program’s finances. It collects payroll tax income and distributes benefits.
According to the most recent predictions, the SSDI trust fund will be fully financed by the conclusion of the 75-year long-range projection window in 2098.
Social Security goes beyond the SSDI payment
Social Security payments extend beyond the SSDI payment; retirees, survivors, and SSI recipients will all get additional benefits as of January 2025.
For further information on all of the available payment amounts for these recipients, please read the following:
| Retirement benefits with new COLA | Survivor benefits with new COLA | SSI benefits with new COLA |
| On average: $1,948
Age 62: $2,778 Age 67: $3,918 Age 70: $4,995 |
On average: $1,543
Individual: $1,817 2 Children: $3,744 |
On average: $715
Individuals: $967 Couples: $1,450 Essential person: $484 |
Also See :Important dates – When will you get your CalFresh in January 2025? See the updated calendar