The Supplemental Security Income (SSI) program has officially confirmed the new Social Security payment amounts that beneficiaries will receive in the coming months.
It is important to note that the new cost of living adjustment (COLA) began this month, and SSI recipients will receive a 2.5% monthly increase to cover their living expenses.
If you are currently eligible for this program or the retirement, survivor, and disability insurance (RSDI) program, find out more about the payment dates and amounts you will receive shortly.
SSI recipients will receive new payment amounts in 2025
Because the Social Security Administration must deliver millions of payments each month, they created a Social Security payment schedule based on the date beneficiaries were born and the program they qualify for.
According to the payment schedule, SSI beneficiaries will receive their February benefits on the following dates:
- On February 3rd for all RSDI recipients who applied for paychecks before May 1997
- On February 12th for retirees, survivors, and disabled people who were born between the 1st and the 20th
- On February 19th for retirees, survivors, and disabled people who were born between the 11th and the 20th
- On February 26th for retirees, survivors, and disabled people who were born between the 21st and the 31st
- On February 28th SSI recipients will receive their March benefits in advance
The maximum Social Security retirement payment available in 2025 varies based on an individual’s age of retirement:
- In 2025, the maximum benefit for individuals reaching full retirement age will be $4,018 per month.
- In 2025, the maximum compensation for retiring at age 62 would be $2,831 per month.
- In 2025, the maximum benefit for individuals postponing retirement until age 70 will be $5,108 per month.
These numbers include the 2.5% cost-of-living adjustment (COLA) for 2025, aimed at helping recipients keep up with inflation.
This hike will affect over 72.5 million Americans who receive Social Security and Supplemental Security Income payments. The 2025 federal maximum monthly benefits for SSI recipients are:
- $967 for a qualified person
- $1,450 for a qualified individual and their qualified spouse
- $484 for a vital individual
It is critical that beneficiaries stay up to date on the Social Security payment schedule so they always know when they will receive their benefits.

Aside from the annual schedule, beneficiaries can access their My Social Security Account to check their payment amounts, download financial statements, and request additional Social Security processes.
Creating a My Social Security Account allows recipients to access Social Security online services in a safe and engaging manner.
You can apply for a replacement Social Security card, record your earnings if you work, and receive benefits from the Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI) programs if you qualify for Social Security.
Financial statements can also be downloaded, and you can request additional adjustments such as:
- Verify your earnings history, benefits, and payment details.
- Modify your phone number and address.
- Start or modify your benefit payment’s direct deposit.
What is the process by which the Social Security Administration calculates your monthly benefit?
When calculating your monthly benefit amount, the Social Security Administration will “index” or modify your current earnings to account for changes in average wage over time.
The 35 years in which you earned the most money will be used to calculate your average indexed monthly earnings; these years do not need to be consecutive or the most recent.
Finally, the federal government will compute your basic benefit or Primary insurance amount (PIA) using the Social Security benefit formula and your Average indexed monthly earnings (AIME).
As a result, the monthly payment amount for each beneficiary will differ depending on their individual financial situation and employment history.
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