If you are an SSI recipient, you may have heard that you will receive a $967 payment tomorrow, January 30, 2025. Well, that may have caused confusion for you because these benefits are always paid on the first of each month; thus, the “correct” thing would be for the next payment to be made on February 1st.
This payment is not arbitrary or an error; it has a clear explanation and is related to how SSI payments are structured and the Social Security Administration’s (SSA) schedule. Below, I explain in detail why this occurs and what it means for you as a beneficiary.
What is SSI, and who receives it?
To begin, we must distinguish the SSI program from other SSA initiatives; it provides financial assistance to low-income people with limited resources who meet certain criteria.
It is intended to assist adults over the age of 65, people with disabilities, and children with disabilities from low-income families. Unlike traditional Social Security benefits, which are based on work history and tax contributions, SSI is funded by the general government and does not require any prior work experience.
Why am I receiving a $967 SSI payment tomorrow?
The SSI payment for an individual beneficiary is set at $967 in 2025 (after the 2.5% COLA increase), while the payment for a couple receiving benefits together is $1,450. The maximum monthly allowance for paying one person’s essential assistance to a beneficiary is $484.
Returning to the payment date, SSI funds are typically sent on the first of each month. There are some exceptions, such as when the first day is a weekend or holiday. In this case, payment is made on the last business day of the previous month.
For example, the February 2025 payment would normally be made on February 1, but because that date is a Saturday, it will be moved to Friday, January 31.
What you can do with this money
The SSI payment is intended to cover basic necessities like food, shelter, clothing, and medical care. If you are a beneficiary, you should plan how you will use these funds to ensure they cover your monthly expenses.
Experts advise against spending money on superfluous or unnecessary items, instead focusing on other basic necessities.
If you don’t see the $967 deposit in your account by January 30, don’t worry. Delays may occur as a result of technical issues or bank internal processes.
However, if the payment does not appear within the next few days, I recommend contacting the Social Security Administration to confirm the status of your benefit. You can reach them at 1-800-772-1213 or through their website, www.ssa.gov.
