In the United States, millions of people rely on Social Security as their main source of income. This federal program doesn’t just support retired workers—it also helps people with disabilities and families who have lost a loved one. For many, these monthly payments are the key to paying for basic needs like rent, food, and medicine.
Getting your Social Security check on time is very important. A delay in payment can cause serious stress, especially for people living on a tight budget. That’s why it’s so important to understand when payments are sent and who is eligible to receive them.
As April 2025 continues, one final group of retirees is about to get their payment. Let’s go over who will receive it, what date it’s coming, and how to make sure you’re getting the most from your Social Security benefits.
Who Will Receive the April 23, 2025, Social Security Payment?
The Social Security Administration (SSA) has confirmed that the next round of payments will be sent on Tuesday, April 23, 2025. But not everyone will receive a payment on this date. It’s only for Group 4 beneficiaries. To be part of this group, you must meet these two conditions:
- You started receiving Social Security after May 1997.
- Your birthday falls between the 21st and 31st of any month.
If you meet both of these conditions, your check is coming on April 23. If not, your payment probably already arrived earlier this month, depending on your group.
How to Make Sure You Get Paid on Time
To avoid delays, it’s important that your personal information is up to date with the SSA. This includes your bank account number, mailing address, and contact details.
If your information is wrong or outdated, your payment might be delayed or even sent to the wrong place. If you notice any issue or haven’t received your check within a few business days of your scheduled payment, contact Social Security customer service right away or check your My Social Security online account.
How to Maximize Your Monthly Social Security Benefit
Wondering if you’re getting the highest possible Social Security check? The amount you receive depends on several things, especially your work history and the age you choose to retire.
In 2025, the maximum monthly benefit is $5,108. To qualify for this amount, you must meet three main conditions:
1. Delay Retirement Until Age 70
Waiting to retire increases your benefit. If you retire early at 62, you’ll get less money. If you wait until 70, your check will be bigger.
2. Work for At Least 35 Years
Social Security calculates your benefit based on your highest 35 years of earnings. If you worked fewer years, it could lower your average and reduce your payment.
3. Earn a High and Steady Income
The more you earn (and pay into Social Security through payroll taxes), the higher your future benefit. A strong salary history leads to a better monthly check.
Not everyone can meet these requirements, but they are useful goals to keep in mind if you’re still working and planning for retirement.