In May 2025, Supplemental Security Income (SSI) beneficiaries across the United States will experience something unusual—two SSI payments within the same month. While this may seem like a bonus, it’s not. It’s simply the advance payment for June, moved up due to the calendar.
According to the Social Security Administration (SSA), this calendar shift ensures that beneficiaries continue receiving their monthly payments on time, without being affected by weekends or holidays. With over 7.4 million people relying on SSI, it’s important to understand why this happens, who it affects, and how to manage the extra deposit wisely.
Why Are There Two SSI Payments in May 2025?
Typically, SSI payments are made on the first of each month. However, when that date falls on a weekend or a federal holiday, the SSA issues the payment on the last business day before. In this case, June 1, 2025, falls on a Sunday, so the SSA will send out the June payment early, on Friday, May 30.
Key SSI Payment Dates in May 2025:
- May 1, 2025 – Regular May SSI payment
- May 30, 2025 – Early June SSI payment
This is a routine adjustment, and beneficiaries will still receive the standard 12 SSI payments for the year.
How Much Will SSI Beneficiaries Receive in 2025?
In 2025, SSI payments have increased by 2.5%, following the annual Cost of Living Adjustment (COLA), which helps keep benefits in line with inflation.
Maximum SSI Payments for 2025:
- Single individuals: Up to $967 per month
- Eligible couples: Up to $1,450 per month
However, not all recipients receive the maximum amount. Several factors may cause a reduction in payment, including:
- Work income: For every $2 earned, $1 is deducted from the SSI benefit.
- Housing status: If you live with others and don’t pay your share, your benefit can be reduced by up to $342.33.
- Other income or non-cash support: Gifts, assistance, or free food/housing can also lower your check.
These adjustments are meant to ensure that SSI remains a need-based program, helping those with limited resources the most.
Does This Mean There’s No Payment in June?
Correct—there will be no SSI deposit in June 2025 because that payment is being advanced to May 30. This can lead to confusion, especially for those who rely solely on SSI to get by. Financial experts strongly suggest budgeting carefully to cover your expenses through the end of June.
Tips for Managing the Double Payment:
- Plan ahead: Treat the May 30 deposit as your June income.
- Avoid overspending: Remember that no payment will arrive in June, so you’ll need to make your funds last for about six weeks.
- Watch your bank account: Depending on your bank, deposits may show up a day early.
Who Is Affected?
Only SSI recipients are affected by this double payment timing. People receiving Social Security retirement or SSDI (disability) benefits will not receive two payments in May. Their payment schedule remains normal.
SSDI and Retirement Benefits Payment Schedule for June 2025:
- June 3 – For those who started benefits before May 1997
- June 12, 18, and 26 – Based on date of birth, as per usual schedule
This difference often causes confusion, but the SSA clearly separates SSI and SSDI timelines.