Many people in the United States are finding it hard to cover their basic expenses like food, rent, and medicine. For those with very low income or limited savings, the Supplemental Security Income (SSI) program can be a big help. This federal benefit, managed by the Social Security Administration (SSA), is meant for older adults and people with disabilities who need extra financial support.
Now, there’s even more good news: some SSI recipients could receive an additional payment. This extra money can be around $650 and go up to $967 in some cases, depending on your personal situation.
If you already receive SSI, you might have seen this extra deposit in your account. If not, and you think you may qualify, this could be your chance to apply and get monthly support.
What Is SSI and Who Can Get It?
SSI is a monthly payment from the federal government for people who have very little income or savings. It helps them afford things like rent, food, and medical care. To qualify for SSI, you need to meet certain basic rules:
Limited Resources
Your total savings and property (excluding your main home or one vehicle) must be less than $2,000 if you’re single or $3,000 if you’re married.
Very Low Income
The SSA checks how much money you earn each month, including wages, pensions, or other benefits. If it’s too high, you may not qualify.
Age or Disability
You must either be 65 or older, or have a disability that prevents you from working. Children with disabilities may also qualify if their parents meet income limits.
These requirements are checked carefully, but don’t worry if you’re unsure about qualifying. The SSA reviews each case individually, and many people are approved even if they don’t meet every detail exactly.
How to Apply for SSI Benefits
If you think you qualify for SSI, it’s a good idea to apply now. You can start the process online at the official SSA website. If you need help or prefer to talk to someone, you can call the SSA or visit a local office.
Once you’re approved, the SSI payment is sent directly to your bank account each month, usually through Direct Deposit. If you already receive SSI, you don’t need to do anything extra to get the new additional payment—it will be added automatically.
Tips to Make Sure You Get and Keep SSI Benefits
To make sure you keep receiving SSI and possibly get the extra amount, follow these simple steps:
Keep Your Info Updated
Always inform the SSA if your income, savings, or marital status changes. This helps avoid mistakes or missed payments.
Apply for Other Support
If you get SSI, you might also qualify for other benefits like SNAP (food stamps), Medicaid, or help with utility bills.
Use Direct Deposit
This is the safest and fastest way to receive your payments. It helps you avoid delays and makes sure you get your money on time every month.