Starting in 2025, a major change is coming for retirees and others who receive Social Security or SSI benefits in the United States. The Social Security Administration (SSA) has introduced a new rule that requires all beneficiaries to switch to a new digital login system—and those who don’t complete this step could lose their monthly payments.
This change is part of a government effort to make systems safer and easier to use. But it’s also creating concern for many older citizens who are not familiar with technology. If you or someone you know depends on Social Security or SSI, it’s very important to understand what’s changing and how to stay protected.
What Is Login.gov and Why Is It Important?
Login.gov is the U.S. government’s official secure sign-in system. It allows people to access many federal services using just one login. From 2025, the SSA will no longer use the old “My Social Security” portal. Everyone must now move to Login.gov to manage their benefits.
This update is not optional. If you don’t complete the move, your monthly Social Security or SSI payments will be automatically paused—and that could leave many seniors and disabled individuals without their most important income.
What You Need to Do
To keep receiving your monthly checks without any problem, you must follow these steps:
- Create an account on Login.gov
- Link your Social Security details to the new system
- Verify your identity and update your personal details if needed
- Once this process is complete, your payments will continue without interruption.
The SSA is giving time to make the switch, but there will be a final deadline in 2025. After that, payments will stop for anyone who hasn’t updated their account.
Why Is SSA Making This Change?
This change is part of a larger effort by the government to increase security and make things easier for people to manage online. The old system, My Social Security, is being replaced because it can no longer meet today’s security needs.
Here’s why Login.gov is better:
- It uses strong encryption to protect your personal data
- You can use one login to access many federal services
- It offers faster and more reliable access to your account
Who Is Most Affected?
This update affects everyone who receives benefits, but it’s especially difficult for senior citizens who are not used to using technology. Many elderly people may not even know about the new requirement until their payments suddenly stop.
That’s why it’s so important to spread the word, help others complete the process, and make sure your own account is fully set up before the deadline.
How to Get Help
If you need help setting up your Login.gov account, don’t worry. You can:
- Visit a Social Security office near you
- Call the SSA helpline
- Ask a trusted family member or friend to help
- There are also community centers and public libraries that offer free assistance with online services.