As April ends, many people in the U.S. are waiting for their final Social Security payment of the month. This payment is especially important for retirees and people with disabilities who depend on this money for daily needs like rent, food, and medicines. If you are in Group 4, your payment is just around the corner.
Let’s break down who will receive this payment, what the requirements are, and what to do if your money hasn’t arrived.
Who Will Get the April 23 Social Security Payment?
The U.S. Social Security Administration (SSA) sends payments in stages, based on when you started receiving benefits and your date of birth. The April 23 payment is for people in Group 4. To be in this group, you must meet both of these conditions:
- You started receiving Social Security benefits after May 1997
- You were born between the 21st and 31st of any month
If you meet both, your payment should arrive on Tuesday, April 23.
Why This Payment Matters
For many retirees, this monthly check is their main source of income. It helps cover:
- Monthly rent or home loan
- Grocery shopping
- Medical expenses
- Daily living needs
If you have set up direct deposit, your money should already be in your account. If not, you may see a short delay, but it should arrive soon.
How Much Money Will You Get?
The maximum Social Security payment in 2025 is $5,108. However, only a few people get this much — mostly those who worked for many years, earned high salaries, and delayed retirement until age 70.
Most people receive between $1,800 and $2,500 per month. The exact amount depends on your work history, age at retirement, and how much you paid into Social Security over the years.
What If Your Payment Is Missing?
If you think your payment is late, stay calm. Payments can sometimes be delayed by a few hours or a day, especially if you’re not using direct deposit. Here’s what you can do:
- Check your “My Social Security” account on the official SSA website to see your payment status.
- Call 1-800-772-1213 if your money hasn’t arrived. This is the SSA customer service line, available Monday to Friday.
- If you use a Direct Express card, check your balance using the mobile app or by calling the card’s helpline.
Sometimes, incorrect banking details or an old address can delay your payment. Make sure all your information is correct in the SSA system.
How to Get Future Payments on Time
To avoid delays in the future:
- Sign up for direct deposit — it’s fast and secure.
- Keep your personal and bank details updated in the SSA system.
- Regularly check your account using the SSA website or mobile app.
Direct deposit not only ensures quicker payments but also gives you peace of mind that your money will arrive safely.